There are plenty of practical ways to spend your tax refund–such as saving for major expenses, banking it for an emergency fund, or paying down debt. But it’s hard to resist the allure of spending some or all of your refund on something a little more fun. If that’s the road you want to go down, here are some suggestions. Treat yourself to little luxuries Even if you’re saving most of your tax refund, it’s OK to spend a little on something you wouldn’t ordinarily treat yours